Tuesday, January 27, 2009
Wednesday, January 14, 2009
It's Ok To Be Selfish Once In A While!!!
Please feel free to use this article in your
newsletter or website as long as it's in it's
entirety, including the byline at the bottom. I also
ask that you notify me by email at:
jeanine34449@... when and where it will be
posted.
IT’S OK TO BE SELFISH ONCE IN A WHILE!!
It’s for your own well-being. There’s just times when
you have to say, “No, I can’t do that today, I’ve
already made plans.”
It’s always nice to keep those grandkids or be able to
run errands for this person or that. Just plain
helping someone out. But, don’t you find that
sometimes you’re doing and going for everybody but
yourself?
I don’t believe everyone (or at least most)
intentionally are trying to take advantage of you,
it’s just that you are always THERE to do for others
and you seem to make it easy for them to ask, (you
know the sound, “Mom, I’ve got to go shopping, can you
keep the kids for a few hours, Mom, going away for the
week-end, can you keep the kids (etc.!)? or “Mrs. ???,
I’ve got a lot of errands to run today, would you mind
so much taking me in you car? How about, “We need a
volunteer to handle the church bake sale, will you do
it?”) I could go on and on, but I think you get what
I’m talking about!
So, try to set aside a little time just for yourself!
Even if it’s an hour or two a couple of times a week.
(a whole day would be even better) Have lunch with the
girls, go shopping by yourself, have your hair and
nails done, try reading a book! Join a bowling
league, play golf or tennis. Maybe even take some
classes of some kind, art maybe, writing, cooking? The
list is endless of the things you can come up with!
Isn’t that what these “Empty Nest “ years are suppose
to be about? Having more time to do the things you’ve
been wanting to do?
If you have a spouse, take some short week-ends just
for the two of you! Get to know each other again, (get
to know yourself again!) just have some fun with each
other. The rest of the world can manage to get along
without you for a little while.
Now, the next time you’ve just made special plans of
your own and someone calls to ask you to do something
for them, (with the exception of a REAL emergency!)
don’t feel guilty about telling them that you already
have plans!
Remember, it’s for your own well-being! Everyone needs
a little private time now and then. It helps keep you
sane!
So, it’s ok, to be selfish once in a while!
Jeanine Herrin, owner
http://www.emptynestmoms.com
Come and have a look around at the empty nest web
site. Please feel free to join my Yahoo Group!
http://groups.yahoo.com/group/jeanines_enm_group
newsletter or website as long as it's in it's
entirety, including the byline at the bottom. I also
ask that you notify me by email at:
jeanine34449@... when and where it will be
posted.
IT’S OK TO BE SELFISH ONCE IN A WHILE!!
It’s for your own well-being. There’s just times when
you have to say, “No, I can’t do that today, I’ve
already made plans.”
It’s always nice to keep those grandkids or be able to
run errands for this person or that. Just plain
helping someone out. But, don’t you find that
sometimes you’re doing and going for everybody but
yourself?
I don’t believe everyone (or at least most)
intentionally are trying to take advantage of you,
it’s just that you are always THERE to do for others
and you seem to make it easy for them to ask, (you
know the sound, “Mom, I’ve got to go shopping, can you
keep the kids for a few hours, Mom, going away for the
week-end, can you keep the kids (etc.!)? or “Mrs. ???,
I’ve got a lot of errands to run today, would you mind
so much taking me in you car? How about, “We need a
volunteer to handle the church bake sale, will you do
it?”) I could go on and on, but I think you get what
I’m talking about!
So, try to set aside a little time just for yourself!
Even if it’s an hour or two a couple of times a week.
(a whole day would be even better) Have lunch with the
girls, go shopping by yourself, have your hair and
nails done, try reading a book! Join a bowling
league, play golf or tennis. Maybe even take some
classes of some kind, art maybe, writing, cooking? The
list is endless of the things you can come up with!
Isn’t that what these “Empty Nest “ years are suppose
to be about? Having more time to do the things you’ve
been wanting to do?
If you have a spouse, take some short week-ends just
for the two of you! Get to know each other again, (get
to know yourself again!) just have some fun with each
other. The rest of the world can manage to get along
without you for a little while.
Now, the next time you’ve just made special plans of
your own and someone calls to ask you to do something
for them, (with the exception of a REAL emergency!)
don’t feel guilty about telling them that you already
have plans!
Remember, it’s for your own well-being! Everyone needs
a little private time now and then. It helps keep you
sane!
So, it’s ok, to be selfish once in a while!
Jeanine Herrin, owner
http://www.emptynestmoms.com
Come and have a look around at the empty nest web
site. Please feel free to join my Yahoo Group!
http://groups.yahoo.com/group/jeanines_enm_group
Opening Yourself to Trust
Copyright Françoise Rapp, 2001. Permission is granted to
reproduce this article in your print or electronic publications,
providing you use the article in its entirety, including the
brief bio trailer, all links and references within. Please let
me know if you use this article by email to
francoise@...
Opening Yourself to Trust
Earning one another's trust is truly a challenge in today's
world. We are bombarded by the media, by advertising, and by the
entertainment industry with a constant flow of social
programming that give us plenty of reasons to mistrust others.
We hear about individuals committing crimes against friends and
loved ones. We tune in to witness ploys and schemes hatched
against others in order to win millions on reality TV shows.
High profile political figures are accused of cheating on their
spouses. It's no wonder we suffer from confusion and inner
turmoil. After all, if we cannot completely reveal ourselves to
trust those we love the most, then who can we trust?
Trust is in fact based on love, while mistrust stems from fear.
Trusting others means trusting oneself first. Trust makes you
vulnerable. It is to go within ourselves, taking risks in our
lives by daring to reveal inner feelings, transcending our fears
of being hurt again, trusting our intuition.
But more importantly, trust is a dynamic force that pushes us
beyond our fears. In order to live a life in total harmony and
walk on a path toward happiness, it is important to understand
and capture the all-encompassing nature of trust. Trusting in
the people around us is trusting that the universe supports us.
It is an awareness that every step we take is safe, and that
each situation we face is one step closer to inner peace and
freedom.
To open yourself to more trust, spend just 10 minutes each day
on the following ritual:
=> Sit quietly in front of your altar and clear your mind.
You may want to read prior issues in our newsletter archives
for suggestions on setting up your altar and clearing your mind
for meditation. Visit wwww.aromalchemy.com/education/index.html
=> Light the "Peace" candle. Take 7 deep breaths.
=> Apply the following aromatic blend on your sacrum, 2nd and
3rd chakras (the abdomen and the solar plexus):
-4 drops Cedarwood
-4 drops Sandalwood
-1 drop Rose
In a 10-ml bottle, pour the essential oils and then add organic
vegetable oil to fill.
=> Say the following affirmation three times.
"As I trust that the Universe is supporting me, I feel powerful
and alive."
=> Take 7 deep breaths again.
```````````````````````````````
To purchase or read about the essential oils used in this
blend, visit www.aromalchemy.com/aromatherapy/ouroils.html
To purchase or read more about the manifesting candles, visit
www.aromalchemy.com/fragrantgifts/candles.html
```````````````````````````````
In Good Health,
Francoise Rapp
www.aromalchemy.com
This article was originally published by Françoise Rapp in "The
Arom'Alchemy Newsletter," a weekly ezine dedicated to healthy
mind, body and soul through the use of aromatherapy and flower
essences. To subscribe, visit
www.aromalchemy.com/education/index.html.
reproduce this article in your print or electronic publications,
providing you use the article in its entirety, including the
brief bio trailer, all links and references within. Please let
me know if you use this article by email to
francoise@...
Opening Yourself to Trust
Earning one another's trust is truly a challenge in today's
world. We are bombarded by the media, by advertising, and by the
entertainment industry with a constant flow of social
programming that give us plenty of reasons to mistrust others.
We hear about individuals committing crimes against friends and
loved ones. We tune in to witness ploys and schemes hatched
against others in order to win millions on reality TV shows.
High profile political figures are accused of cheating on their
spouses. It's no wonder we suffer from confusion and inner
turmoil. After all, if we cannot completely reveal ourselves to
trust those we love the most, then who can we trust?
Trust is in fact based on love, while mistrust stems from fear.
Trusting others means trusting oneself first. Trust makes you
vulnerable. It is to go within ourselves, taking risks in our
lives by daring to reveal inner feelings, transcending our fears
of being hurt again, trusting our intuition.
But more importantly, trust is a dynamic force that pushes us
beyond our fears. In order to live a life in total harmony and
walk on a path toward happiness, it is important to understand
and capture the all-encompassing nature of trust. Trusting in
the people around us is trusting that the universe supports us.
It is an awareness that every step we take is safe, and that
each situation we face is one step closer to inner peace and
freedom.
To open yourself to more trust, spend just 10 minutes each day
on the following ritual:
=> Sit quietly in front of your altar and clear your mind.
You may want to read prior issues in our newsletter archives
for suggestions on setting up your altar and clearing your mind
for meditation. Visit wwww.aromalchemy.com/education/index.html
=> Light the "Peace" candle. Take 7 deep breaths.
=> Apply the following aromatic blend on your sacrum, 2nd and
3rd chakras (the abdomen and the solar plexus):
-4 drops Cedarwood
-4 drops Sandalwood
-1 drop Rose
In a 10-ml bottle, pour the essential oils and then add organic
vegetable oil to fill.
=> Say the following affirmation three times.
"As I trust that the Universe is supporting me, I feel powerful
and alive."
=> Take 7 deep breaths again.
```````````````````````````````
To purchase or read about the essential oils used in this
blend, visit www.aromalchemy.com/aromatherapy/ouroils.html
To purchase or read more about the manifesting candles, visit
www.aromalchemy.com/fragrantgifts/candles.html
```````````````````````````````
In Good Health,
Francoise Rapp
www.aromalchemy.com
This article was originally published by Françoise Rapp in "The
Arom'Alchemy Newsletter," a weekly ezine dedicated to healthy
mind, body and soul through the use of aromatherapy and flower
essences. To subscribe, visit
www.aromalchemy.com/education/index.html.
Environmental Poisoning in Our Schools
Hello,
Today I have a short article you may find of interest for your publication
or website.
As most children go back to school in September, you will find this of
interest.
Please let me know when you publish it.
Thanks,
Jeannie Crabtree
jeannie@...
http://www.health-doc.com
Environmental Poisoning in Our Schools
Pest control in schools is for the most part not regulated and what
regulation there is varies from district to district. That being the case,
have you checked to see how your child's school uses pesticides and
herbicides? Have you asked them when they plan to spray?
Here are some examples that I have run across as to poisoning caused at
school and home:
* In February of 1989 first grader Michael Storey was hospitalized after
swallowing granules of disulfoton, a highly toxic insecticide used to
control aphids and mites. Pest control operators had buried the granules
under a blanket of snow around Maple trees at the Yakima, Washington
school. After the snow melted nine days later, the granules surfaced.
Disulfoton, whether inhaled, ingested or absorbed through the skin, Can
cause a wide range of problems from blurred vision to convulsions And comma.
*From September 1992 to spring 1993, children attending Cutten Elementary
school in Humboldt, California suffered from chronic headaches,
nausea,rashes and fatigue. This was afer Dursban was applied to the grounds
in the fall to control Termites. Dursban is an organophosphate and these
disrupt normal nerve transmission in insects and can certainly cause
neurological problems in people.
* A 1995 study published in the American Journal of Public Health found a
four-fold increase in the risk of soft tissue sarcoma in children living in
homes whose yards were treated with pesticides. The study also associated
the use of pest strips with leukemia.
Have you ever considered that some of your child "catching a bug" at school
is really pesticide or chemical over exposure? Which we could call a
poisoning of the system. Here are things to watch for:
Toxic poisoning has been known to cause runny nose, watery and itchy eyes,
vomiting, digestive disorders, sore throat, difficulty breathing, stuffy
sinuses, aches in the joints and muscles, headaches, fatigue and So on.
Same kind of things you might think was caused by a "bug".
The other thing I see is the new or remodeled rooms or carpets that
children are exposed to at the beginning of a school year or at home any
time of the year.. All of this contains chemicals that are out gassed for
many months. This can make your child sick with many of the symptoms
mentioned above.
Please phone your school and find out what they use. Ask to be alerted
before anything is used on a regular schedule or a one time use. Find out
if your child is to be put in a new room or a room with a new Carpet. By
working around these things, you can save your child months, if not years
of illness caused by a decreased immunity brought on by these type of
exposures. _______________________________________________
Article written by Jeannie Crabtree C.Ac. Jeannie has been a Health
Practitioner for the last 20 years and is a Certified Acupuncturist and
Total Body Modification therapy practitioner. Jeannie publishes Healthy
Solutions newsletter twice a month. She shares Health answers that work:
Tips, Nutrition suggestions and research. You can subscribe To Healthy
Solutions by going to http://www.health-doc.com . To Contact Jeannie
Mailto:jeannie@...
Article can be reprinted if resource box is included.
Today I have a short article you may find of interest for your publication
or website.
As most children go back to school in September, you will find this of
interest.
Please let me know when you publish it.
Thanks,
Jeannie Crabtree
jeannie@...
http://www.health-doc.com
Environmental Poisoning in Our Schools
Pest control in schools is for the most part not regulated and what
regulation there is varies from district to district. That being the case,
have you checked to see how your child's school uses pesticides and
herbicides? Have you asked them when they plan to spray?
Here are some examples that I have run across as to poisoning caused at
school and home:
* In February of 1989 first grader Michael Storey was hospitalized after
swallowing granules of disulfoton, a highly toxic insecticide used to
control aphids and mites. Pest control operators had buried the granules
under a blanket of snow around Maple trees at the Yakima, Washington
school. After the snow melted nine days later, the granules surfaced.
Disulfoton, whether inhaled, ingested or absorbed through the skin, Can
cause a wide range of problems from blurred vision to convulsions And comma.
*From September 1992 to spring 1993, children attending Cutten Elementary
school in Humboldt, California suffered from chronic headaches,
nausea,rashes and fatigue. This was afer Dursban was applied to the grounds
in the fall to control Termites. Dursban is an organophosphate and these
disrupt normal nerve transmission in insects and can certainly cause
neurological problems in people.
* A 1995 study published in the American Journal of Public Health found a
four-fold increase in the risk of soft tissue sarcoma in children living in
homes whose yards were treated with pesticides. The study also associated
the use of pest strips with leukemia.
Have you ever considered that some of your child "catching a bug" at school
is really pesticide or chemical over exposure? Which we could call a
poisoning of the system. Here are things to watch for:
Toxic poisoning has been known to cause runny nose, watery and itchy eyes,
vomiting, digestive disorders, sore throat, difficulty breathing, stuffy
sinuses, aches in the joints and muscles, headaches, fatigue and So on.
Same kind of things you might think was caused by a "bug".
The other thing I see is the new or remodeled rooms or carpets that
children are exposed to at the beginning of a school year or at home any
time of the year.. All of this contains chemicals that are out gassed for
many months. This can make your child sick with many of the symptoms
mentioned above.
Please phone your school and find out what they use. Ask to be alerted
before anything is used on a regular schedule or a one time use. Find out
if your child is to be put in a new room or a room with a new Carpet. By
working around these things, you can save your child months, if not years
of illness caused by a decreased immunity brought on by these type of
exposures. _______________________________________________
Article written by Jeannie Crabtree C.Ac. Jeannie has been a Health
Practitioner for the last 20 years and is a Certified Acupuncturist and
Total Body Modification therapy practitioner. Jeannie publishes Healthy
Solutions newsletter twice a month. She shares Health answers that work:
Tips, Nutrition suggestions and research. You can subscribe To Healthy
Solutions by going to http://www.health-doc.com . To Contact Jeannie
Mailto:jeannie@...
Article can be reprinted if resource box is included.
Monday, January 12, 2009
Cara mengurangi jumlah abjad pada Bahasa Indonesia
BIEZZZ .... HAHAHAH... just intermezzo :p
Mengurangi jumlah abjad pada Bahasa Indonesia (disadur dari sebuah tulisan yang sudah lama hilang - versi Inggris) Abjad yang digunakan di dalam bahasa Indonesia berjumlah 26.
Ke-26 abjad tersebut rasanya masih terlalu banyak, dan lagipula ada beberapa abjad yang jarang sekali digunakan. Oleh karena itu mari kita sederhanakan abjad-abjad tersebut dan menyesuaikan dengan kata-kata yang kita gunakan.
Pertama-tama, huruf X, kita ganti dengan gabungan huruf K dan S. Kebetulan hampir tidak ada kata dalam bahasa Indonesia asli yang menggunakan huruf ini, kebanyakan merupakan kata serapan dari bahasa asing. Misalnya taxi menjadi taksi, maximal menjadi maksimal, dst.
Selanjutnya, huruf Q kita ganti dengan KW. Serupa dengan X, kata2 yang mengunakan huruf ini juga sangat sedikit sekali. Berikutnya, huruf Z. Huruf Z kita ganti menjadi C. Tidak ada alasan kuat tentang hal ini. Huruf Y diganti dengan I. Hal ini dilakukan sebab bunii huruf tersebut mirip dengan I.
Kemudian huruf F dan V keduania diganti menjadi P. Pada lepel ini masih belum terjadi perubahan iang signipikan. Hurup W kemudian diganti menjadi hurup U. Berarti sampai saat ini kita sudah mengeliminasi 7 hurup. Hurup iang bisa kita eliminasi lagi adalah R, mengingat baniak orang iang kesulitan meniebutkan hurup tersebut. R kita ganti dengan L.
Selanjutnia, gabungan hulup KH diganti menjadi H. Iang paling belpengaluh adalah hulup S iang diganti menjadi C. Hulup G juga diganti menjadi K. Dan hulup J juga diganti menjadi C. Caia laca cudah cukup untuk hulup-hulup konconannia.
Cekalank kita kanti hulup pokalnia. Cuma ada lima hulup pokal, A, I , U, E, O. Kita akan eliminaci dua hulup pokal. Hulup I mencadi dua hulup E iaitu EE. Cementala hulup U mencadee dua hulup O eeaeetoo OO. Cadee, campe cekalank, keeta belhaceel menkulangee hooloop-hooloop keeta. Kalaoo keeta tooleeckan lagee, hooloop-hooloop eeang telceeca adalah: A, B, C, D, E, H, K, L, M, N, O, P, T.
Haneea ada 12 belac hooloop!! Looal beeaca bookan?? Padahal cebeloomneea keeta pooneea 26 hooloop. Eenee adalah penemooan eeang cankat penteenk dan ceekneepeekan! ! Co, ceelahkan keeleemkan tooleecan anda denkan menkkoonakan dooa belac hooloop telceboot.
Mengurangi jumlah abjad pada Bahasa Indonesia (disadur dari sebuah tulisan yang sudah lama hilang - versi Inggris) Abjad yang digunakan di dalam bahasa Indonesia berjumlah 26.
Ke-26 abjad tersebut rasanya masih terlalu banyak, dan lagipula ada beberapa abjad yang jarang sekali digunakan. Oleh karena itu mari kita sederhanakan abjad-abjad tersebut dan menyesuaikan dengan kata-kata yang kita gunakan.
Pertama-tama, huruf X, kita ganti dengan gabungan huruf K dan S. Kebetulan hampir tidak ada kata dalam bahasa Indonesia asli yang menggunakan huruf ini, kebanyakan merupakan kata serapan dari bahasa asing. Misalnya taxi menjadi taksi, maximal menjadi maksimal, dst.
Selanjutnya, huruf Q kita ganti dengan KW. Serupa dengan X, kata2 yang mengunakan huruf ini juga sangat sedikit sekali. Berikutnya, huruf Z. Huruf Z kita ganti menjadi C. Tidak ada alasan kuat tentang hal ini. Huruf Y diganti dengan I. Hal ini dilakukan sebab bunii huruf tersebut mirip dengan I.
Kemudian huruf F dan V keduania diganti menjadi P. Pada lepel ini masih belum terjadi perubahan iang signipikan. Hurup W kemudian diganti menjadi hurup U. Berarti sampai saat ini kita sudah mengeliminasi 7 hurup. Hurup iang bisa kita eliminasi lagi adalah R, mengingat baniak orang iang kesulitan meniebutkan hurup tersebut. R kita ganti dengan L.
Selanjutnia, gabungan hulup KH diganti menjadi H. Iang paling belpengaluh adalah hulup S iang diganti menjadi C. Hulup G juga diganti menjadi K. Dan hulup J juga diganti menjadi C. Caia laca cudah cukup untuk hulup-hulup konconannia.
Cekalank kita kanti hulup pokalnia. Cuma ada lima hulup pokal, A, I , U, E, O. Kita akan eliminaci dua hulup pokal. Hulup I mencadi dua hulup E iaitu EE. Cementala hulup U mencadee dua hulup O eeaeetoo OO. Cadee, campe cekalank, keeta belhaceel menkulangee hooloop-hooloop keeta. Kalaoo keeta tooleeckan lagee, hooloop-hooloop eeang telceeca adalah: A, B, C, D, E, H, K, L, M, N, O, P, T.
Haneea ada 12 belac hooloop!! Looal beeaca bookan?? Padahal cebeloomneea keeta pooneea 26 hooloop. Eenee adalah penemooan eeang cankat penteenk dan ceekneepeekan! ! Co, ceelahkan keeleemkan tooleecan anda denkan menkkoonakan dooa belac hooloop telceboot.
Monday, January 5, 2009
How New Years Resolutions Can Help You Save On Term Life Insurance
This is a free-reprint article written by:
Sharon Taylor
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Title: How New Year's Resolutions Can Help You Save On Term
Life Insurance
Author: Sharon Taylor
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================== ARTICLE START ==================
Everyone who is considering, or has considered, life insurance
is generally looking for lower term life insurance rates. Most
everyone follows a simple tradition during New Years – the "New
Year's Resolution." What many do not consider, however, is that
these two things can affect each other. Some popular New Years
resolutions can actually help you lower term life insurance
rates. New Year's Resolutions often include quitting drinking,
smoking, and overeating which can all lead to lower rates.
There is one little know fact about term life insurance that
few people know about. You may request a new medical exam for
insurance company purposes at any time, and as often as you
want. While the company cannot raise the cost of your insurance
from these exams, they may lower them with improved health. Not
every company will do this so it is important to understand your
company's policies before you actually get life insurance. This
is important to know, as this can help those who currently have
insurance.
Weight and Term Life Insurance Rates
Weight is something that is constantly considered when
calculating term life insurance rates. If you are overweight by
more than 30 pounds over your "healthy weight," you may pay a
premium that is higher that if you were at your "ideal weight."
During New Year's, there are many people who year after year,
say that their New Year's resolution is to lose weight. This may
be the motivation they need. If you have received a term life
insurance rate at a certain weight, losing weight may lower the
premium. Simply losing weight over the course of time can
eventually lead to a decrease in cost. If you are looking to
lose weight you should know what the "healthy weight" is for
you. This is different for most every individual. These numbers
are created by considering your height, age, and gender. Knowing
this number can give you a real goal for weight loss. Having a
goal is important. It's one thing to want to lose weight, but
having an attainable goal can help you to stay focused and
committed to losing the weight. Read more about term life
insurance rates at
http://mysoulfulthoughts.blogspot.com/2007/11/equote.html.
Alcohol and Term Life Insurance Rates
For those who drink, and are considering a New Year's
resolution, there is good news. Watching your drinking habits
and keeping consumption at minimal levels for multiple years can
help to dramatically reduce your term life insurance rates.
Because insurance companies look at more than just your medical
record, drinking can play a factor. Many insurance companies
will look at your driving record. Any DUIs or related
infractions involving alcohol will show up. This is a red flag
to the insurance company, and may lead to a higher rate. Staying
free alcohol for multiple years will help dramatically.
Eventually, these things leave your public record, and cannot be
used for consideration on your term life insurance rates.
Smoking and Term Life Insurance Rates
If you are attempting to quit smoking as a New Year's
resolution, there is more good news. Those who are considered
lighter smokers, or non smokers, can get far better rates on
term life insurance than those who are considered smokers. If
you are considered a heavy smoker on your current term life
insurance rates, quitting can help. Each company is different in
terms of how they measure smoking and usage, but knowing this
and striving to reach it will do wonders for not only your
health, but also your rates. Find out more regarding term life
insurance rates by checking out
http://www.stefanoberti.com/get-the-best-quote-for-your-insurance.htm.
Using term life insurance rates when looking at New Year's
resolutions can help to be that extra boost that is needed to
stay on course and actually stick to the goals that you have
laid for yourself.
About The Author: Sharon Taylor writes articles on life
insurance related topics for eQUOTE Life Insurance, a premier
Internet resource for http://www.equote.com/ term life insurance
rates, quotes and useful life insurance resource information.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=249847
================== ARTICLE END ==================
For more free-reprint articles by Sharon Taylor please visit:
http://www.isnare.com/?s=author&a=Sharon+Taylor
Sharon Taylor
==================
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Title: How New Year's Resolutions Can Help You Save On Term
Life Insurance
Author: Sharon Taylor
Word Count: 677
URL:
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Format: 64cpl
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Everyone who is considering, or has considered, life insurance
is generally looking for lower term life insurance rates. Most
everyone follows a simple tradition during New Years – the "New
Year's Resolution." What many do not consider, however, is that
these two things can affect each other. Some popular New Years
resolutions can actually help you lower term life insurance
rates. New Year's Resolutions often include quitting drinking,
smoking, and overeating which can all lead to lower rates.
There is one little know fact about term life insurance that
few people know about. You may request a new medical exam for
insurance company purposes at any time, and as often as you
want. While the company cannot raise the cost of your insurance
from these exams, they may lower them with improved health. Not
every company will do this so it is important to understand your
company's policies before you actually get life insurance. This
is important to know, as this can help those who currently have
insurance.
Weight and Term Life Insurance Rates
Weight is something that is constantly considered when
calculating term life insurance rates. If you are overweight by
more than 30 pounds over your "healthy weight," you may pay a
premium that is higher that if you were at your "ideal weight."
During New Year's, there are many people who year after year,
say that their New Year's resolution is to lose weight. This may
be the motivation they need. If you have received a term life
insurance rate at a certain weight, losing weight may lower the
premium. Simply losing weight over the course of time can
eventually lead to a decrease in cost. If you are looking to
lose weight you should know what the "healthy weight" is for
you. This is different for most every individual. These numbers
are created by considering your height, age, and gender. Knowing
this number can give you a real goal for weight loss. Having a
goal is important. It's one thing to want to lose weight, but
having an attainable goal can help you to stay focused and
committed to losing the weight. Read more about term life
insurance rates at
http://mysoulfulthoughts.blogspot.com/2007/11/equote.html.
Alcohol and Term Life Insurance Rates
For those who drink, and are considering a New Year's
resolution, there is good news. Watching your drinking habits
and keeping consumption at minimal levels for multiple years can
help to dramatically reduce your term life insurance rates.
Because insurance companies look at more than just your medical
record, drinking can play a factor. Many insurance companies
will look at your driving record. Any DUIs or related
infractions involving alcohol will show up. This is a red flag
to the insurance company, and may lead to a higher rate. Staying
free alcohol for multiple years will help dramatically.
Eventually, these things leave your public record, and cannot be
used for consideration on your term life insurance rates.
Smoking and Term Life Insurance Rates
If you are attempting to quit smoking as a New Year's
resolution, there is more good news. Those who are considered
lighter smokers, or non smokers, can get far better rates on
term life insurance than those who are considered smokers. If
you are considered a heavy smoker on your current term life
insurance rates, quitting can help. Each company is different in
terms of how they measure smoking and usage, but knowing this
and striving to reach it will do wonders for not only your
health, but also your rates. Find out more regarding term life
insurance rates by checking out
http://www.stefanoberti.com/get-the-best-quote-for-your-insurance.htm.
Using term life insurance rates when looking at New Year's
resolutions can help to be that extra boost that is needed to
stay on course and actually stick to the goals that you have
laid for yourself.
About The Author: Sharon Taylor writes articles on life
insurance related topics for eQUOTE Life Insurance, a premier
Internet resource for http://www.equote.com/ term life insurance
rates, quotes and useful life insurance resource information.
Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=249847
================== ARTICLE END ==================
For more free-reprint articles by Sharon Taylor please visit:
http://www.isnare.com/?s=author&a=Sharon+Taylor
Sunday, January 4, 2009
Making Sure your New Year’s Resolution Sticks!
Contact email: bernieday@...
You may reprint this article in its entirety in any media.
Please include the resource box. Please email a copy of the
publication the article is posted in to: bernieday@...
Please set links as hyperlinks when posting on
websites.
Author:
Bernie Day (Author of the "Unconscious Agendas" and 7 other books-Director
of Empathology, Inc., Seattle, WA., training hub for empathologists from
around the world).
-----------------------Article Begins-----------------------
Making Sure your New Year’s Resolution Sticks!
Why is it that some people can just decide to change and then do it? And
yet others like “us” seem stuck to keep repeating the same old things over
and over again? Reason: They just have a logical mind that has calculated
the pros and cons and made a decision. The rest of the population is swayed
by emotion and therefore, cannot decide, being torn between the pleasure of
“doing the deed” and the consequences of it. Therefore, this article is for
those who struggle – the emotional responders, not the logical initiators.
Once you have realized why you struggle – the rest is easy, believe it or
not. You will need to do basically two things: 1) remove the emotional
struggle and 2) make up your mind: decide!
To remove the emotional struggle is the most difficult, so we’ll tackle that
last. It is also best to have a roadmap of where you are going before you
tackle it anyway – so looking at the pros and cons just like the “logical”
type, is the first thing to do. Get out a piece of paper and write down the
following:
1. What is the habit or behavior that you want to quit? Write this down on
top.
2. What pleasure or pay-off do you get from doing it? Write down (on the
left side of the paper labeled pros) everything that comes to mind. Rank
them, putting the strongest reason first.
3. What are the consequences of doing what it is that you do, that you want
to quit? Again, write down everything that comes to mind. Rank them,
putting the strongest reason first, on the right side of the paper, labeled
cons.
You may need to rewrite your list after you’ve worked on it, to have a nice
neat working “document.” Then weigh them up – ranking your list with
points. Your strongest one should probably be a “10” which is the highest
or strongest reason, and “1” being the lowest. Do each side separately, not
paying attention how you will rate the other side. After you have assigned
points to each item, add up each side separately and see which side has more
points. If the pay-off, or pleasure side has more points, you will not be
able to change your habit because there is a bigger pay-off for doing it
than not. But most people even attempting this process will be at the point
where their pay-off to quit is greater than the pay-off to continue. So,
chances are, you have found that your reasons for quitting outweigh your
reasons for continuing.
Now that you have your roadmap, let us examine the emotional struggle that
you go through. It doesn’t matter if it’s related to over-eating, or
drinking too much, or smoking, or other habits about yourself that you don’t
like. This process will work for any of them.
We’ll use a simple example to demonstrate this process – such as the habit
of being grumpy. It is a behavior that isn’t that beneficial to a person or
others, but is the result of some payoff to the person that is behaving
grumpy. Is it to get people to leave them alone? If it is, then it’s an
OLD behavior pattern most probably from the teenage years when parents were
in their face and being grumpy kept them off his/her back. The document
would look like:
I want to stop being grumpy (habit).
Pros
Keeps people from bugging me (10 pts)
Total pts: 10
Cons
People ignore me (10 pts)
I’m lonely (8 pts)
I worry that people don’t like me (6 pts)
Total pts: 23
It’s interesting that after you write down the reasons, you get a pretty
clear picture WHY you might be doing a behavior. In the above example, not
only is it clear that the person uses grumpiness to push people away, but
also feels they have to do it because they have a perception that people ARE
OUT TO “bug” him/her. We are now ready for the next step in the process –
addressing the emotional struggle, as mentioned above as being the most
challenging.
The reason it is the most challenging is because some previous event
occurred that caused your unconscious to “decide” a response to similar
events in the future, to basically protect you. These “programmed-in”
responses take away your choice, leaving you at the mercy of its decisions.
This is why it’s so hard to change these “bad” habits that you want to, but
feel that you just can’t. Programming to survive is powerful. It also
become MORE powerful every time it is reinforced.
Getting back to our example of changing the habit of being grumpy – we would
then tackle WHY he/she chooses it. The reason appears to be that it is a
tool (being grumpy) to keep people away without having to communicate their
feelings about how people bug them. It’s a way to avoid confronting people.
Therefore, the resolution for this one is to make a new decision about
people to not only believe that he/she can effectively communicate the
boundaries they would like (unlike their past experience when their parents
trampled on theirs) but also to let go of the believe that people are out to
get them.
The beliefs, “people are out to get me,” and “people don’t listen to me,”
and “people trample on my boundaries,” would definitely be beliefs that have
this person stuck being grumpy. The only way to change the behavior then is
to change the beliefs. One process this author has known to work is
application of the “Re-Imaging Technique,” which applies affirmations while
in a relaxed state to make permanent changes in the unconscious mind.
Following here is a quick description, followed by the steps to apply when
creating affirmations.
The Re-Imaging Technique
The Re-Imaging Technique is a stress-reduction technique I have developed
and used successfully over the past 18 years. When combined with
affirmations, it makes it possible to change deep-rooted unconscious beliefs
that were established out of experience, for personal protection (survival).
Apply it as follows:
1. Find a comfortable place to sit. Remove watch and uncross feet and legs.
2. Place the tips of the thumbs and ring fingers together to form two
circles, one for each hand. This creates an electrical grounding.
3. Place the pads of the index and middle fingers on the forehead 1 or 2
inches above the eyes, where the head protrudes at the frontal eminences.
Usually stress, the "fight or flight" response causes blood to concentrate
in the back brain. Gently touching the frontal eminences brings blood back
to the front part of the brain where reasoning takes place. Once blood is
restored to the front brain, people can consciously choose their response
rather than reacting from past programming.
4. Rotate eyes while holding the frontal eminences, keeping the thumbs and
ring fingers together and saying the statements. Do it by making a complete
rotation with the eyes going first in one direction and then in the other.
The eye rotations access memories related to the affirmations allowing
complete change.
5. Complete one statement during the eye rotation one direction with the
hands held as described in step 2 and 3. Then say the same statement again
while rotating the eyes the opposite direction, hands still held as
described.
6. For the most positive results, use the complete Re-imaging Technique as
described in steps 2 through 5 three times a day for at least three weeks.
It only takes three weeks for the unconscious to learn something new.
When applying this technique it is also very important to create the
appropriate affirmations that will root out the OLD belief and instill its
NEW positive replacement. Read below to learn how to create affirmations
appropriately for this process.
Affirmations
Affirmations are a way to make change. Most people however, utilize
affirmations only occasionally or say them in such a manner as to only bring
to consciousness the desired behavior. Applying affirmations in this way
does not make permanent change because it does not reach the unconscious
level where our programming is. Therefore, we must have a way to get
affirmations in deeply into the unconscious. To do so, several things must
occur. The guard to the unconscious must be dropped and the affirmations
must be experienced. How does someone do this? By using relaxation
techniques to drop the guard and craft the affirmation in such a way as to
be able to be drawn into the unconscious through the senses. Because of
these needs, affirmations have been adapted using the word “feel,” which
denotes experience. Also, the Re-Imaging Technique produces relaxation so
the guard is dropped. Additionally, a de-programming statement is used
first to remove the old belief before attempting to insert what is desired.
This must be done in order to make change as the older belief will be
resistant to change as it has served a person in the past and is anchored
within the unconscious for survival.
To make permanent changes in behavior then, de-program the negative
perception and replace it with a positive perception, use “feel” in the
affirmations, and apply the Re-Imaging Technique in combination with your
affirmations. To be most effective, the perceptions or statements will come
about because of these steps:
1. Write down the negative pattern you want to change or de-program.
2. Create a statement reversing the negative pattern or belief, the
re-programming statement – what YOU WANT to believe instead.
3. Add "In no longer feel" to the beginning of the statement created in step
1 (above).
4. Add "I feel" to the positive statement created in step 2. Statements
preceded by "I feel" or "I no longer feel" denote experience, which is how
the subconscious learns. This creates permanent change.
5. Repeat these statements aloud using the Re-imaging Technique described
before. Do this three times a day (morning, noon and night) and after the
first week you will feel a general acceptance of the belief and by the third
week you will own it!
6. For the DEEPEST clearing you are best served by asking WHY.
To apply now the process of changing the unconscious belief, and overcoming
the emotional struggle to continue behaviors we want to quit, we will now
create the statements for the person that wants to stop being grumpy.
Habit change:
“I no longer feel grumpy.”
“I feel enthusiastic.”
The reasons explored earlier in this article were that this person was
grumpy to keep people from bugging him/her. So, additional statements would
be applied, drawn from the pros and cons.
“I no longer feel that people bug me.”
“I feel that people support me.”
“I no longer feel that people are out to get me.”
“I feel that people are out to help me.”
“I no longer feel that people don’t respect my boundaries.”
“I feel that people respect my boundaries.”
“I no longer feel that people don’t listen to me.”
“I feel that people listen to me, and hear what I have to say.”
You’ll notice that the above statements apply to the “pros” side by asking
WHY this person FEELS bugged by people. Next, it would be appropriate to
create statements to change the cons side of the document. They would, in
this example be:
“I no longer feel people ignore me.”
“I feel that people pay attention to me.”
“I no longer feel lonely.”
“I feel that I have many friends.”
“I no longer feel afraid that people don’t like me.”
“I feel that people really like me.”
If you were to apply all of the statements above when attempting to change
the behavior of being grumpy, you would be absolutely amazed how fast you
will change this behavior. People will even look at you and say, “what
happened to you?” like you changed your hair or something major. So, be
prepared to have a total shift in your life.
When applying this process to not over-eating, not smoking, excessive
drinking, or anything else, you will do the very same process. Write down
the pros and cons and then create and apply affirmations to change WHY you
do what you do, that you don’t like.
This process might seem tedious, and will take work, but what do you have to
lose? Not much else works if you are not a logical type who can just
decide. So, join thousands and get relief from being at the mercy of your
programming. Take charge, and change your unconscious mind! You now have
all the tools you need!
(Adapted from the "Empathology Training Manual" by Bernie Day – available at
Empathology, Inc., http://empathology.com This book and other writing can
be viewed at http://empathology.com where you can also download FREE
articles and a FREE eBook.) Class schedules are also posted for those
interested in a caregiver career. Email: bernieday@...
You may reprint this article in its entirety in any media.
Please include the resource box. Please email a copy of the
publication the article is posted in to: bernieday@...
Please set links as hyperlinks when posting on
websites.
Author:
Bernie Day (Author of the "Unconscious Agendas" and 7 other books-Director
of Empathology, Inc., Seattle, WA., training hub for empathologists from
around the world).
-----------------------Article Begins-----------------------
Making Sure your New Year’s Resolution Sticks!
Why is it that some people can just decide to change and then do it? And
yet others like “us” seem stuck to keep repeating the same old things over
and over again? Reason: They just have a logical mind that has calculated
the pros and cons and made a decision. The rest of the population is swayed
by emotion and therefore, cannot decide, being torn between the pleasure of
“doing the deed” and the consequences of it. Therefore, this article is for
those who struggle – the emotional responders, not the logical initiators.
Once you have realized why you struggle – the rest is easy, believe it or
not. You will need to do basically two things: 1) remove the emotional
struggle and 2) make up your mind: decide!
To remove the emotional struggle is the most difficult, so we’ll tackle that
last. It is also best to have a roadmap of where you are going before you
tackle it anyway – so looking at the pros and cons just like the “logical”
type, is the first thing to do. Get out a piece of paper and write down the
following:
1. What is the habit or behavior that you want to quit? Write this down on
top.
2. What pleasure or pay-off do you get from doing it? Write down (on the
left side of the paper labeled pros) everything that comes to mind. Rank
them, putting the strongest reason first.
3. What are the consequences of doing what it is that you do, that you want
to quit? Again, write down everything that comes to mind. Rank them,
putting the strongest reason first, on the right side of the paper, labeled
cons.
You may need to rewrite your list after you’ve worked on it, to have a nice
neat working “document.” Then weigh them up – ranking your list with
points. Your strongest one should probably be a “10” which is the highest
or strongest reason, and “1” being the lowest. Do each side separately, not
paying attention how you will rate the other side. After you have assigned
points to each item, add up each side separately and see which side has more
points. If the pay-off, or pleasure side has more points, you will not be
able to change your habit because there is a bigger pay-off for doing it
than not. But most people even attempting this process will be at the point
where their pay-off to quit is greater than the pay-off to continue. So,
chances are, you have found that your reasons for quitting outweigh your
reasons for continuing.
Now that you have your roadmap, let us examine the emotional struggle that
you go through. It doesn’t matter if it’s related to over-eating, or
drinking too much, or smoking, or other habits about yourself that you don’t
like. This process will work for any of them.
We’ll use a simple example to demonstrate this process – such as the habit
of being grumpy. It is a behavior that isn’t that beneficial to a person or
others, but is the result of some payoff to the person that is behaving
grumpy. Is it to get people to leave them alone? If it is, then it’s an
OLD behavior pattern most probably from the teenage years when parents were
in their face and being grumpy kept them off his/her back. The document
would look like:
I want to stop being grumpy (habit).
Pros
Keeps people from bugging me (10 pts)
Total pts: 10
Cons
People ignore me (10 pts)
I’m lonely (8 pts)
I worry that people don’t like me (6 pts)
Total pts: 23
It’s interesting that after you write down the reasons, you get a pretty
clear picture WHY you might be doing a behavior. In the above example, not
only is it clear that the person uses grumpiness to push people away, but
also feels they have to do it because they have a perception that people ARE
OUT TO “bug” him/her. We are now ready for the next step in the process –
addressing the emotional struggle, as mentioned above as being the most
challenging.
The reason it is the most challenging is because some previous event
occurred that caused your unconscious to “decide” a response to similar
events in the future, to basically protect you. These “programmed-in”
responses take away your choice, leaving you at the mercy of its decisions.
This is why it’s so hard to change these “bad” habits that you want to, but
feel that you just can’t. Programming to survive is powerful. It also
become MORE powerful every time it is reinforced.
Getting back to our example of changing the habit of being grumpy – we would
then tackle WHY he/she chooses it. The reason appears to be that it is a
tool (being grumpy) to keep people away without having to communicate their
feelings about how people bug them. It’s a way to avoid confronting people.
Therefore, the resolution for this one is to make a new decision about
people to not only believe that he/she can effectively communicate the
boundaries they would like (unlike their past experience when their parents
trampled on theirs) but also to let go of the believe that people are out to
get them.
The beliefs, “people are out to get me,” and “people don’t listen to me,”
and “people trample on my boundaries,” would definitely be beliefs that have
this person stuck being grumpy. The only way to change the behavior then is
to change the beliefs. One process this author has known to work is
application of the “Re-Imaging Technique,” which applies affirmations while
in a relaxed state to make permanent changes in the unconscious mind.
Following here is a quick description, followed by the steps to apply when
creating affirmations.
The Re-Imaging Technique
The Re-Imaging Technique is a stress-reduction technique I have developed
and used successfully over the past 18 years. When combined with
affirmations, it makes it possible to change deep-rooted unconscious beliefs
that were established out of experience, for personal protection (survival).
Apply it as follows:
1. Find a comfortable place to sit. Remove watch and uncross feet and legs.
2. Place the tips of the thumbs and ring fingers together to form two
circles, one for each hand. This creates an electrical grounding.
3. Place the pads of the index and middle fingers on the forehead 1 or 2
inches above the eyes, where the head protrudes at the frontal eminences.
Usually stress, the "fight or flight" response causes blood to concentrate
in the back brain. Gently touching the frontal eminences brings blood back
to the front part of the brain where reasoning takes place. Once blood is
restored to the front brain, people can consciously choose their response
rather than reacting from past programming.
4. Rotate eyes while holding the frontal eminences, keeping the thumbs and
ring fingers together and saying the statements. Do it by making a complete
rotation with the eyes going first in one direction and then in the other.
The eye rotations access memories related to the affirmations allowing
complete change.
5. Complete one statement during the eye rotation one direction with the
hands held as described in step 2 and 3. Then say the same statement again
while rotating the eyes the opposite direction, hands still held as
described.
6. For the most positive results, use the complete Re-imaging Technique as
described in steps 2 through 5 three times a day for at least three weeks.
It only takes three weeks for the unconscious to learn something new.
When applying this technique it is also very important to create the
appropriate affirmations that will root out the OLD belief and instill its
NEW positive replacement. Read below to learn how to create affirmations
appropriately for this process.
Affirmations
Affirmations are a way to make change. Most people however, utilize
affirmations only occasionally or say them in such a manner as to only bring
to consciousness the desired behavior. Applying affirmations in this way
does not make permanent change because it does not reach the unconscious
level where our programming is. Therefore, we must have a way to get
affirmations in deeply into the unconscious. To do so, several things must
occur. The guard to the unconscious must be dropped and the affirmations
must be experienced. How does someone do this? By using relaxation
techniques to drop the guard and craft the affirmation in such a way as to
be able to be drawn into the unconscious through the senses. Because of
these needs, affirmations have been adapted using the word “feel,” which
denotes experience. Also, the Re-Imaging Technique produces relaxation so
the guard is dropped. Additionally, a de-programming statement is used
first to remove the old belief before attempting to insert what is desired.
This must be done in order to make change as the older belief will be
resistant to change as it has served a person in the past and is anchored
within the unconscious for survival.
To make permanent changes in behavior then, de-program the negative
perception and replace it with a positive perception, use “feel” in the
affirmations, and apply the Re-Imaging Technique in combination with your
affirmations. To be most effective, the perceptions or statements will come
about because of these steps:
1. Write down the negative pattern you want to change or de-program.
2. Create a statement reversing the negative pattern or belief, the
re-programming statement – what YOU WANT to believe instead.
3. Add "In no longer feel" to the beginning of the statement created in step
1 (above).
4. Add "I feel" to the positive statement created in step 2. Statements
preceded by "I feel" or "I no longer feel" denote experience, which is how
the subconscious learns. This creates permanent change.
5. Repeat these statements aloud using the Re-imaging Technique described
before. Do this three times a day (morning, noon and night) and after the
first week you will feel a general acceptance of the belief and by the third
week you will own it!
6. For the DEEPEST clearing you are best served by asking WHY.
To apply now the process of changing the unconscious belief, and overcoming
the emotional struggle to continue behaviors we want to quit, we will now
create the statements for the person that wants to stop being grumpy.
Habit change:
“I no longer feel grumpy.”
“I feel enthusiastic.”
The reasons explored earlier in this article were that this person was
grumpy to keep people from bugging him/her. So, additional statements would
be applied, drawn from the pros and cons.
“I no longer feel that people bug me.”
“I feel that people support me.”
“I no longer feel that people are out to get me.”
“I feel that people are out to help me.”
“I no longer feel that people don’t respect my boundaries.”
“I feel that people respect my boundaries.”
“I no longer feel that people don’t listen to me.”
“I feel that people listen to me, and hear what I have to say.”
You’ll notice that the above statements apply to the “pros” side by asking
WHY this person FEELS bugged by people. Next, it would be appropriate to
create statements to change the cons side of the document. They would, in
this example be:
“I no longer feel people ignore me.”
“I feel that people pay attention to me.”
“I no longer feel lonely.”
“I feel that I have many friends.”
“I no longer feel afraid that people don’t like me.”
“I feel that people really like me.”
If you were to apply all of the statements above when attempting to change
the behavior of being grumpy, you would be absolutely amazed how fast you
will change this behavior. People will even look at you and say, “what
happened to you?” like you changed your hair or something major. So, be
prepared to have a total shift in your life.
When applying this process to not over-eating, not smoking, excessive
drinking, or anything else, you will do the very same process. Write down
the pros and cons and then create and apply affirmations to change WHY you
do what you do, that you don’t like.
This process might seem tedious, and will take work, but what do you have to
lose? Not much else works if you are not a logical type who can just
decide. So, join thousands and get relief from being at the mercy of your
programming. Take charge, and change your unconscious mind! You now have
all the tools you need!
(Adapted from the "Empathology Training Manual" by Bernie Day – available at
Empathology, Inc., http://empathology.com This book and other writing can
be viewed at http://empathology.com where you can also download FREE
articles and a FREE eBook.) Class schedules are also posted for those
interested in a caregiver career. Email: bernieday@...
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